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Should I put off my state pension?

If I delay taking my state pension how long will it take to make up what I have lost when I decide to start?...

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IcesaveWhat will happen to my Icesave Isa?

I'm worried that the £17,000 I have built up in Isa savings will be switched from Icesave to my current account and I will have to pay tax on the money...
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Couple moving houseCan we pass on our mortgage?

Instead of selling the property, my husband and I feel it would be easier and faster to pass on the existing mortgage...

Older womanCan we blow mum's savings to get benefits?

We plan to give mother's savings to members of the family so she can live on benefits. Is this OK?...
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pension retirementWill this tax-free pension plan work?

Can I boost my retirement pot by paying extra into an AVC then taking it as a tax-free lump sum?...

Orange store. 450 job losses under Tom Alexander's new business modelSilent treatment from Orange

After Orange promised me it would re-credit my account, it has stopped responding to me after identifying a bad credit query on my address...

property for sale signsWill a house-share avoid IHT trap?

I want to make my children joint owners of a rental property so we can all avoid IHT. Will this idea work?...

Abbey branchConfusion over Abbey bond mix-up

Abbey told me it had passed my bond into a default account. I was directed to head office but I am still waiting for my money ...

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Terraced houses with house price graphWhat is my home worth now?

I need to know the current value of my property so I can arrange a new mortgage deal. Where can I find this information?...
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A home inspectorWhy this problem with my Hip?

If my Hip searches were in date when my buyer agreed to buy the property why am I being told they will soon be out of date and must be renewed?...

Magnifying Glass sharesGuarantee that is not what it seems

After reading the small print of my protected investment plan, I'm worried the guaranteed returns are not rock solid...

Traders Stock exchangeWhy am I banned from working for a rival?

My contract of employment contains a restrictive covenant that does not apply to my co-workers. Is this enforceable in law?...
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Bank vault, safeIs my cash safe with Coutts?

I bank with Coutts, which is owned by RBS. If it gets into trouble, could RBS take funds from Coutts?...

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pension retirementIs ill-health retirement bad news?

At the age of 59 I am being retired by my employer on health grounds. Will I lose out financially?...

Teenage girlsAre my daughters too young for an Isa?

My daughters have been left some money. Are they old enough to open Isas or will the money have to go into children's savings bonds?...
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Monopoly housesDoes it pay to overpay?

How much sooner will my mortgage be paid off if I use spare cash each month to reduce my mortgage debt?...
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Savings piggy bankCan I claim a tax rebate?

I had not used up my personal tax allowance by January 2007, and wonder whether I would be able to claim a rebate paid on savings interest? ...

Travel cartoonWhat's the best round-the-world currency?

We are planning a round-the-world trip. Do we need separate currency for each country we visit?...

wallet gripped in a viceWhy can't I get my own money?

Why are with-profits firms allowed to impose heavy exit penalties when banks are not?...

Elderly woman, pensionerThe best way to help a widow

I need some advice on the best way to invest a lump sum that is to be held in trust for a widow and her children ...
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Magnifying Glass sharesHow can I buy Pibs?

Could you tell me how I can purchase Pibs? Are the charges the same as for shares and is stamp duty payable?...

Credit cardsHelp! We owe £52,000 on cards and loans

My girlfriend and I are paying £2,000 a month servicing debts on credit cards and loans with no hope of ever paying them off. What should we do?...
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Vaillant boilerTo borrow or not to borrow?

Should we take money from our Isas to pay £15,000 for home improvements or borrow the cash and repay the loan next year?...

Piggy bank savings accountsI'm confused by EAR and AER

I'm trying to find the best place to put £10,000, but I don't know the difference between EAR and AER. Please explain...
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Man with paperworkWho can I complain to about big loss?

Despite telling my bank I wanted a risk-free investment, I have lost £16,000 in the past few months. How can I put this right?...

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Grand Parents and grand daughterLost trust fund interest after Abbey error

We've lost six months' interest on our granddaughter's Trust Fund because Abbey lost the ID documents. Can you help?...
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Couple watching TVTV licence snoops are pestering me

Even though we have a licence, I was sent a threatening letter after buying a new digital receiver for my television...
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G-WizShould I convert my car to run on LPG?

I drive about 250 miles a week to and from work. Would it pay to convert my car so it will run on cheap liquid petroleum gas?...
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IcesaveShould I leave my money in Icesave?

I'm thinking of leaving my cash in Icesave even though friends tell me I should take the money and run. What do you think? ...
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Money, cash, savingsShould I abandon Sharesave scheme?

I have paid thousands into a company Sharesave scheme over five years, but the shares are now worth much less than the option price...
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A woman walks past a Fortis Bank in BrusselsIs our home insurance still safe?

Our home insurance is with RIAS, underwritten by Fortis. After the recent near-collapse of Fortis, should we be looking for another insurer?...
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